Tag Archives: insurance policy

Disability Insurers’ Games — Redefining Your Own Occupation

During the first two years (this can vary) of disability, most long term disability insurance policies are required to pay benefits if the claimant is disabled from his “own occupation.” After that initial period, the claimant must prove that he … Continue reading

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Long Term Disability Insurance Policy Provisions – Part II

This is a continuation from Long Term Disability Policy Provisions – Part I. Long Term Disability Insurance – The “Maximum Benefit Period” Almost all long term disability policies stop paying benefits when you turn 65 years old, or when you … Continue reading

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Long Term Disability Insurance Policy Provisions – Part I

Your long term disability (LTD) insurance policy probably reads like most insurance policies, meaning that it is long, confusing and full of industry-specific terms of art that you will have a hard time understanding unless you are a lawyer or … Continue reading

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