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Tag Archives: long term disability
Disability Insurers’ Games — Redefining Your Own Occupation
During the first two years (this can vary) of disability, most long term disability insurance policies are required to pay benefits if the claimant is disabled from his “own occupation.” After that initial period, the claimant must prove that he … Continue reading
Lump Sum Disability Settlement Calculator
Skip to the Calculator If you have been offered a lump sum settlement by your disability insurance carrier, you need to know the present value of your claim to make an educated decision. This calculator does all the hard work … Continue reading
Posted in Disability Insurance and ERISA
Tagged calculator, long term disability, LTD, lump sum, present value
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Disability Insurance Appeal Guide Discount Code
In honor of the start of college football season, I’m offering a $10.00 discount on The Disability Insurance Appeal Guide. This discount will expire on September 30, 2011. The code is G8RS. Enter it before you hit the “Buy Now” … Continue reading
Have a Question about ERISA or Long Term Disability?
If you have a question about ERISA, Short Term or Long Term Disability Insurance and need a quick answer, you can now submit it to a disability attorney online 24/7 by clicking this link. You need to pay for the … Continue reading
Want a Free Referral to an LTD Lawyer Outside Northwest Florida?
I realize that not everyone who visits this site is from the Northwest Florida area, where I practice. In fact, most visitors to my site aren’t. For those of you who live outside my practice area, but are looking for … Continue reading
Posted in Firm Announcements
Tagged disability lawyer, ERISA, free referral, long term disability, LTD
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Can My Disability Insurance Company Deny My Claim Again?
If your disability insurance company has denied your ERISA-based disability claim once and then subsequently reinstated benefits, either through your successful appeal or through your victory in court, there is nothing preventing it from cutting off your benefits again in … Continue reading
Posted in Disability Insurance and ERISA
Tagged claim appeal, disability lawyer, ERISA, long term disability, LTD
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Disability Insurance Claim Denied? Don’t Do Your Own Appeal
UPDATE: After writing this article, I went ahead and wrote an e-book for disability claimants who want to handle their own appeals. It includes form letters and disability forms for your doctor to fill out (which I use in my … Continue reading
Posted in Disability Insurance and ERISA
Tagged claim appeal, claim denial, disability lawyer, ERISA, long term disability, LTD
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Long Term Disability Insurance Policy Provisions – Part II
This is a continuation from Long Term Disability Policy Provisions – Part I. Long Term Disability Insurance – The “Maximum Benefit Period” Almost all long term disability policies stop paying benefits when you turn 65 years old, or when you … Continue reading
Posted in Disability Insurance and ERISA
Tagged disability lawyer, ERISA, insurance policy, long term disability, LTD
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Long Term Disability Insurance Policy Provisions – Part I
Your long term disability (LTD) insurance policy probably reads like most insurance policies, meaning that it is long, confusing and full of industry-specific terms of art that you will have a hard time understanding unless you are a lawyer or … Continue reading
Posted in Disability Insurance and ERISA
Tagged disability lawyer, ERISA, insurance policy, long term disability, LTD
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Need a Disability Lawyer in Panama City?
If you live in Panama City, or anywhere else in Bay County, Florida and have been denied long term disability insurance benefits, call me today for a free consultation. Use the toll-free number above and even the call is free. … Continue reading
Posted in Firm Announcements
Tagged Bay County, disability lawyer, ERISA, long term disability, LTD, Panama City, Panama City Beach
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