Tag Archives: long term disability

Disability Insurers’ Games — Redefining Your Own Occupation

Posted on February 9, 2012 by Pensacola Disability Lawyer Robert T. Bleach

During the first two years (this can vary) of disability, most long term disability insurance policies are required to pay benefits if the claimant is disabled from his “own occupation.” After that initial period, the claimant must prove that he … Continue reading →

Posted in Disability Insurance and ERISA | Tagged , , , , , | 1 Comment

Lump Sum Disability Settlement Calculator

Posted on October 8, 2011 by Pensacola Disability Lawyer Robert T. Bleach

Skip to the Calculator If you have been offered a lump sum settlement by your disability insurance carrier, you need to know the present value of your claim to make an educated decision. This calculator does all the hard work … Continue reading →

Posted in Disability Insurance and ERISA | Tagged , , , , | 65 Comments

Disability Insurance Appeal Guide Discount Code

Posted on September 1, 2011 by Pensacola Disability Lawyer Robert T. Bleach

In honor of the start of college football season, I’m offering a $10.00 discount on The Disability Insurance Appeal Guide. This discount will expire on September 30, 2011. The code is G8RS. Enter it before you hit the “Buy Now” … Continue reading →

Posted in Firm Announcements | Tagged , , , , , | Leave a comment

Have a Question about ERISA or Long Term Disability?

Posted on August 4, 2011 by Pensacola Disability Lawyer Robert T. Bleach

If you have a question about ERISA, Short Term or Long Term Disability Insurance and need a quick answer, you can now submit it to a disability attorney online 24/7 by clicking this link. You need to pay for the … Continue reading →

Posted in Disability Insurance and ERISA | Tagged , , , , , , | Leave a comment

Want a Free Referral to an LTD Lawyer Outside Northwest Florida?

Posted on July 29, 2011 by Pensacola Disability Lawyer Robert T. Bleach

I realize that not everyone who visits this site is from the Northwest Florida area, where I practice. In fact, most visitors to my site aren’t. For those of you who live outside my practice area, but are looking for … Continue reading →

Posted in Firm Announcements | Tagged , , , , | Leave a comment

Can My Disability Insurance Company Deny My Claim Again?

Posted on May 26, 2011 by Pensacola Disability Lawyer Robert T. Bleach

If your disability insurance company has denied your ERISA-based disability claim once and then subsequently reinstated benefits, either through your successful appeal or through your victory in court, there is nothing preventing it from cutting off your benefits again in … Continue reading →

Posted in Disability Insurance and ERISA | Tagged , , , , | 3 Comments

Disability Insurance Claim Denied? Don’t Do Your Own Appeal

Posted on April 12, 2011 by Pensacola Disability Lawyer Robert T. Bleach

UPDATE: After writing this article, I went ahead and wrote an e-book for disability claimants who want to handle their own appeals. It includes form letters and disability forms for your doctor to fill out (which I use in my … Continue reading →

Posted in Disability Insurance and ERISA | Tagged , , , , , | Leave a comment

Long Term Disability Insurance Policy Provisions – Part II

Posted on April 11, 2011 by Pensacola Disability Lawyer Robert T. Bleach

This is a continuation from Long Term Disability Policy Provisions – Part I. Long Term Disability Insurance – The “Maximum Benefit Period” Almost all long term disability policies stop paying benefits when you turn 65 years old, or when you … Continue reading →

Posted in Disability Insurance and ERISA | Tagged , , , , | Leave a comment

Long Term Disability Insurance Policy Provisions – Part I

Posted on April 11, 2011 by Pensacola Disability Lawyer Robert T. Bleach

Your long term disability (LTD) insurance policy probably reads like most insurance policies, meaning that it is long, confusing and full of industry-specific terms of art that you will have a hard time understanding unless you are a lawyer or … Continue reading →

Posted in Disability Insurance and ERISA | Tagged , , , , | Leave a comment

Need a Disability Lawyer in Panama City?

Posted on April 10, 2011 by Pensacola Disability Lawyer Robert T. Bleach

If you live in Panama City, or anywhere else in Bay County, Florida and have been denied long term disability insurance benefits, call me today for a free consultation. Use the toll-free number above and even the call is free. … Continue reading →

Posted in Firm Announcements | Tagged , , , , , , | Leave a comment